What is the main difference between a Captive Insurance agent and an Insurance Broker?
A captive agent works for the insurance company and sells policies for that company only. An Insurance broker represents several Insurance companies and will try and get you the most affordable rate based on your individual situation. Budget Brokerage represents several of the top rated insurance companies in the nation.
What are some advantages of dealing with Budget Brokerage?
We have been serving New York State for more than 30 years. We pride ourselves on finding you the coverage you need at a price you can afford while providing you personalized service for all your needs. When you have questions regarding your coverage or need a quote on another policy you will always speak to the same friendly and knowledgeable staff. Your call won’t be answered by a different call center representative every time you have a question.
What discounts are available?
While all Insurers are required to offer certain mandatory discounts (air bags, anti-lock brakes, and day-time running lights) many companies offer a wide range of other discounts that you may be eligible for. We will go over all the discounts that may be available to you and get you the most affordable price with one of our many companies to choose from. If you need more than one type of policy we have bundle discounts available that can save you money. We also offer the online DMV approved defensive driving course that will save you 10% off your liability and collision coverage. Please visit www.BudgetBrokerageDDC.com and sign up today if you haven’t already.
What effect does credit history have on my insurance?
Many insurance companies do consider consumer credit information as part of their underwriting process and it may have an effect on the premium that they charge.
The advantage of choosing Budget Brokerage is that we represent many different insurance companies some who base their premiums on credit and some who don’t. Rest assured we will get you the best rate we can based on your individual situation.
Can I pay my insurance bill or buy my policy at a local office?
Yes! We encourage you to stop by one of our locations and purchase your policy or to make your monthly payments. This personalized service allows us to get to know you and make sure you are properly covered. Most people today are under insured and we want to make sure that your not one of them.
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