Our Story

The Budget Group under today’s management began as Budget Brokerage, when in 1982, it was purchased as an existing insurance brokerage by G. Thomas Cestaro, an attorney on Long Island, New York.  The business almost exclusively sold “Assigned Risk” New York State coverage, designed to insure drivers of higher risk due to accident and/or traffic tickets resulting in “points” on driver’s licenses.

Gradually over time, the business evolved to include more insurance markets which would serve all drivers, regardless of driving record.  We also added a Commercial insurance component, both for commercial vehicles and businesses themselves.

The Budget Group grew over the years, ebbing and flowing, at one point operating four locations in New York.  Presently, the locations have consolidated, and there are two physical locations: one in Bohemia, New York and one in Riverhead, New York.

In 1992, the business was transferred to Mr. Cestaro’s son, Joseph, who continues to own and operate it today.

The business is fortunate to have several key employees who have been an integral part of the business for many years.  The Budget Group plans to offer additional services in the future including tax preparation and home refinancing.

Call Us Today 1-800-481-2111

Why Choose Us?

Budget Brokerage has operated on Long Island, NY for over 30 years. We are confident that we have the answers and solutions for all your insurance needs.

We also believe that Customer Service and our desire to build lasting relationships is what we do best. Our employees and their expertise and genuine care for our customers are a large reason why our clients continue to use our services year after year.

We invite you to give us a call and speak to one of our insurance specialists today. We pledge to take the time to get to know you and answer any questions you have to the very best of our abilities.

In an automated world we hope you can see the value in dealing with our company and all the services that we provide. Please give us a call today and speak to one of our representatives where you will be heard and treated like a valued customer.

I'm a current Budget Brokerage customer and very satisfied. All the employees are respectful, polite, and helpful. Thank you to the employees at Budget Brokerage.

D.SBronx, NY

I've been with Budget Brokerage for 10+ years, the customer service is always great. I have not had an issue that they could not help me solve.


I've had a great experience with my auto insurance at Budget Brokerage. The girls are sweet and helpful. I'm happy with the service they provide.


I was referred to Budget Brokerage by a friend. Veronica explained everything to me and I've been very satisfied as a client. I gladly recommend them.


This insurance company is amazing. The ladies in the office know you and your situation and do everything in their power to help you. I always recommend them.


I am one of your oldest and most annoying customers. Don't know what I would do with out you all! Thank for being so understanding and helpful for so long!!


I've been with Budget Brokerage for over 10 yrs. They are always able to find the best prices and work with you. I always recommend them to everyone.


The girls do their job well, they take care of all my insurance needs. They are great at shopping around for you and getting you all your discounts. I always recommend them.


Budget Brokerage got me a great rate for my homeowner's insurance. The girls are sweet and very knowledgeable. Give them a call!


Girls at Budget really care about their work. They always remind me of when my payment is due. Very thankful for their efforts.


New York Online Defensive Driving Course

Defensive driving skills are easy to understand and learn. When you enroll in an approved Defensive driving class, you refresh driving knowledge, and you can be eligible to reduce as many as 4 points off your New York driving record.

Our Location


1186 E. Main St.
Riverhead, NY 11901

Telephone: (631) 369-1000Fax: (631) 369-1075
Contact Us

Get In Touch!

If you have questions, would like a quote, or would like more information!